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Benefits

You don’t want to be spoon-fed just any old benefits. You want benefits that actually make sense for you – ones that will meet your own needs. Benefits that help you achieve both your personal and financial goals.

At Prospera, we have developed one of the most competitive benefits plans in the industry – designed to be as flexible as your changing needs. Whether you are single, have a family, or are nearing retirement, Lifestyles Benefits don’t just celebrate your unique life, they celebrate your unique lifestyle.

Self-directed benefits allow you to tailor your benefits package to your individual needs. (While your mother may beg to differ, no one knows your needs better than you do.)

In a nutshell

  • You can choose the preferred level of coverage in dental, extended health, MSP, life, and accidental death and dismemberment insurance, short and long term disability;
  • Flexible benefits help you make tax-effective benefit choices that will save you money;
  • The plan features a spousal "Co-ordinating" option which allows you to spend your flex dollars where they add value, rather than spending them on duplicate coverage already available through a spouse’s plan;
  • If you have flex dollars left over after making your main benefit choices, you can deposit them into a Health Care Spending Account (HCSA), contribute to your RRSP, buy additional vacation days, or take taxable cash.
 

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